Michael D. Iverson
At Law Offices of Michael D. Iverson, APC, we want you to know that each of you have options if you are facing financial hardship. There are numerous reasons why debt can accumulate so quickly. The most common reasons include the loss of a job, decline in the housing market, injury and/or illness, divorce and the current banking system itself. Many Americans find themselves facing the daunting task of trying to get ahead financially, but either their mounting debt does not allow them to do so or they have been treated unfairly by credit card companies, banks and/or mortgage lenders.
Our law firm offers professional legal services for debtors and consumers, in Temecula Valley and all of Southern California, in filing bankruptcy under the United States Bankruptcy Code.
Bankruptcy is a legal proceeding filed by a debtor who seeks relief provided by federal bankruptcy law. It is a remedy that helps people to regain control of their finances and/or to obtain a fresh start in life when debts become unmanageable. Hence, it is nothing more than a business decision which in most where a person is struggling just to make minimum payments or has failed to make some payments, can only assist in rebuilding your credit. The law says that a person is entitled to start over financially provided that no dishonesty was committed in getting into debt. If you are overwhelmed with financial problems, do not be discouraged. As a consumer, you have rights under federal bankruptcy law that may provide you the relief that you need if you are eligible. It is a very common for people who file for bankruptcy protection, in particular a Chapter 7, to reestablish a credit rating good enough to purchase a house within approximately 2 years from the filing of the bankruptcy.
CONTACT US at (951) 506-0831 for your free telephone consultation.
Bankruptcy And Debt Relief Solutions In California
A bankruptcy filing can be a confusing process, and you may be uncertain about whether bankruptcy is right for you. Personalized advice and representation by an experienced bankruptcy lawyer can be invaluable as you go through the process of pursuing debt relief.
To discuss your bankruptcy options, Contact our Office Today to schedule a free initial consultation.
Contact Us Today To Take A Step Toward Debt Relief
We offer a free initial consultation so you can have an opportunity to discuss your circumstances with our office and find out whether we can assist you in obtaining debt relief by filing a Chapter 7 and/or Chapter 13 bankruptcy. If you decide to go forward, We have payment plans available.
Consult An Experienced Attorney Before Making Your Decision
When you are choosing a bankruptcy lawyer, it is important to look at that person’s level of experience. Due to the recent economic downturn, many attorneys are moving into bankruptcy practice without much of a background in the field.